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Retirement Planning
Why Choose an Annuity?
Saving for retirement is increasing in importance as people live longer.
Interest rates and stock market prices fluctuate and cannot guarantee at what rate your savings will grow. Annuities are designed to help you achieve your goals for retirement savings. They provide insurance against major financial risks such as market losses and outliving your money.
Annuities can be a valuable addition to your overall retirement strategy because they offer tax-deferred growth potential, a death benefit during the accumulation phase, and a guaranteed stream of income at retirement.
Many annuities provide principal protection, lifetime income, an enhanced death benefit, and other options either built-in or optional and available for an additional cost. Plus, annuities can help you transfer wealth to your beneficiaries.
Fixed Indexed Annuities
FIAs allow you to participate in market performance without suffering market losses.
Fixed indexed annuities (FIAs) provide accumulation tied to the performance of an underlying index paired with protection from market downturns.
Annuities are income for Life
Preparing for retirement presents a significant financial hurdle for many Americans. The decline of company pension plans, uncertainties surrounding Social Security, and the contribution caps on 401(k) and IRA plans can restrict your ability to amass sufficient savings. Annuities offer a solution by providing the advantage of tax-deferred growth, along with a stable, guaranteed income stream during retirement.
Fixed Indexed Annuities
Multi-Year Guaranteed Annuities
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