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Life Insurance
Final Expense Insurance
Final expense insurance, also referred to as funeral or burial insurance, is used to cover end-of-life expenses. Whether it is medical, cremations, or traditional funeral costs, these plans provide a lump-sum payout in order to ease your family’s stress during this difficult time.
No Medical Exam Required
Tax Free Benefit
Builds Cash Value
Fixed Premiums do not increase
Level Death Benefit does not decrease
Simplified issue (limited health questions)
Guaranteed issue (no health questions)
Accepts major Medical Conditions (Recent Cancer, Heart Attack, etc.)
Mortgage Protection
Owning a home is the American dream. However, the reality of home ownership means paying the mortgage, which can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment. But what happens when an unexpected death occurs, and one income is lost? That is where Mortgage Protection Insurance plays a vital role. Mortgage protection insurance can safeguard your family against this burden to ensure the house payment is covered, even if the unthinkable happens.
Ability to Pay off Mortgage (Debt)
Death
Disability
Critical
Chronic
Terminal Illness
Cash Back Options Available
Non-medical Options Available
Can Transfer with you (The bank or lender does not own)
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